Ghetto Header

So, as many of you know, I am pretty new to this blogging business. But let me just tell you, I have the most ghetto header of anyone that I know who blogs! I look at all of my friends, family, and random people's blogs that I adore, and they all have incredible Title Headers at the top of their blogs! I desperately want a cute header but I don't want to pay for it. Can anyone tell me how to get a cute header without having to pay? Or do I need to just gather up the gusto to pay. On a side note, I love my husband. He spent hours one night trying to find a free header that I would like. He finally found this one for me and spent another hour getting it just centered on this page. You know you are loved by a man when he will do things for you that only someone in love with you would do. Sweet, sweet love.